With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

If the deposit has remained in force for more than 1 year, interest will be calculated at the rate applicable for the period the Deposit has actually remained with the Bank less 0.25%. Additionally, in case of pre-mature withdrawal of FCNR (B) deposits, SWAP (conversion) cost will be recovered, basis the prevailing market rates on the date of. The interest rate will be 1% above the interest rate applicable to the general public. SBI senior citizen resident Indian pensioner will get the benefit of staff interest rate of an additional 1% plus the senior citizen interest rate of an additional 0.5%. The interest rates will be applicable for fresh deposits and renewals of maturing deposits.

A rise in interest rates will almost certainly require a steady and strong economic recovery. So future interest rates depend heavily on the future health of the economy. It’s possible that interest rate increases could be caused by a sustained period of rising inflation.

NEW: Click on a provider's name or logo to see all their rates.

All

Term Deposits

Call Accounts

Online Call Accounts

Savings

Debentures

Bonds

By Provider

Provider	Product	Minimum Deposit	Maximum Deposit	30 days	60 days	90 days	5 months	6 months	9 months	12 months
ANZ	Term Deposits	$10,000	-	0.15	0.25	0.35	0.55	0.80	0.80	0.80
Term Investment	$5,000	$9,999	0.15	0.25	0.35	0.55	0.80	0.80▲	0.80▲
Term Investment	$10,000	$49,999	0.15	0.25	0.35	0.55	0.80	0.80▲	0.80▲
Asset Finance	Term Deposit	$2,500	-	-	-	-	-	-	2.50	3.30
BNZ	Term Investment	$2,000	$5,000,000	0.15	0.25	0.35	0.55	0.80	0.80	0.80
China Construction Bank	Term Deposit	$100,000	$5,000,000	-	-	-	-	-	-	-
Co-operative Bank	Term Deposit	$2,000	-	0.15	-	0.40	-	0.95	0.95	0.95
Co-operative Bank	Special Term Deposit	$5,000	-	-	-	-	-	1.00	-	1.00
Term Deposit	$1,000	-	-	-	-	-	1.30	-	2.30
First Credit Union	Term Investment	$500	-	-	-	0.75	-	1.10	1.15	1.20
General Finance	Deposit Rate	$5,000	$100,000	-	-	-	-	2.55	3.10	3.55
Heartland Bank	Heartland Term Deposit	$1,000	-	0.15	0.25	0.40	-	0.90	0.90	1.00
Heretaunga Building Society	Term Investment	$1	-	-	-	0.40▼	-	0.80▼	-	1.00
HSBC Premier	Term Deposits	-	$9,999	0.05	-	0.05	0.10	0.10	0.10	0.10
HSBC Premier	Term Deposit	$10,000	$99,999	0.07	-	0.10	0.35	0.60	0.60	0.60
HSBC Premier	Term Deposit	$100,000	-	0.10	-	0.35	0.55	0.80	0.80	0.80
Kiwibank	Term Deposits	$1,000	$4,999	-	-	0.25	0.25	0.50	0.50	0.50
Kiwibank	Term Deposits	$5,000	$9,999	0.05	0.15	0.25	0.50	0.80	0.70	0.90
Kiwibank	Term Deposits	$10,000	-	0.15	0.25	0.35	0.60	0.90	0.80	1.00
Kookmin - NZ	Term Deposit	$10,000	$49,999	0.10	0.10	0.30	0.40	0.60	0.60	0.90
Provider	Product	Minimum Deposit	Maximum Deposit	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Kookmin - NZ	Term Deposit	$50,000	$99,999	0.10	0.10	0.30	0.50	0.70	0.70	1.00
Kookmin - NZ	Term Deposit	$100,000	-	0.10	0.10	0.40	0.60	0.80	0.80	1.10
Kookmin - NZ	Term Deposit	$5,000	$9,999	0.10	0.10	0.30	0.30	0.50	0.50	0.80
Term Deposit	$5,000	$19,999	-	-	2.45	-	2.90	2.95	3.00
Term Deposit	$20,000	$99,999	-	-	2.50	-	2.95	3.00	3.05
Term Deposit	$100,000	-	-	-	2.55	-	3.05	3.10	3.15
Napier Building Society	Term Deposit	$5,000	-	-	-	-	-	-	-	-
Nelson Building Society	Term Deposit	$5,000	$250,000	0.15	-	0.45	-	0.85	0.85	0.95
NZCU Auckland	Investment Account	$500	$9,999	-	-	0.60	-	1.05	1.05	1.10
NZCU Auckland	Investment Account	$10,000	$500,000	-	-	0.60	-	1.10	1.10	1.15
NZCU Baywide	Term investment	$1,000	$1,000,000	0.15	0.15	0.50	0.70	0.90	0.95	1.00
NZCU South	Term investment	$1,000	$500,000	0.15	0.15	0.50	0.70	0.90	0.95	1.00

Bank Deposit Interest Rates